:root{
  --navy:#0B1A3A;
  --navy-2:#13254D;
  --navy-deep:#060F24;
  --gold:#C9A24A;
  --gold-light:#E2C77F;
  --cream:#F7F4EE;
  --white:#FFFFFF;
  --text:#18203A;
  --muted:#5D6579;
  --line:#E6E1D6;
  --ok:#1F7A4D;
  --font:"Avenir Next","Avenir","Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--text);background:var(--white);line-height:1.6;font-size:16.5px;-webkit-font-smoothing:antialiased}
a{color:inherit}
.container{width:100%;max-width:1080px;margin:0 auto;padding:0 20px}
section{padding:64px 0}
h1,h2,h3{line-height:1.15;font-weight:600;letter-spacing:-.015em}
h2{font-size:clamp(1.6rem,3.6vw,2.2rem);margin-bottom:10px}
h3{font-size:1.05rem;margin-bottom:4px;color:var(--navy)}
.eyebrow{display:block;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:12px}
.lead{color:var(--muted);max-width:600px}
.gold-rule{width:44px;height:2px;background:var(--gold);margin:0 0 18px}

/* Botones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 24px;border-radius:6px;font-weight:600;font-size:.98rem;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s;font-family:inherit;letter-spacing:.01em}
.btn-gold{background:var(--gold);color:var(--navy-deep)}
.btn-gold:hover{background:var(--gold-light)}
.btn-ghost{border-color:rgba(226,199,127,.45);color:var(--gold-light)}
.btn-ghost:hover{border-color:var(--gold-light)}
.btn svg{width:18px;height:18px;flex-shrink:0}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

/* Cabecera */
.topbar{position:sticky;top:0;z-index:50;background:rgba(6,15,36,.96);backdrop-filter:blur(8px);border-bottom:1px solid rgba(226,199,127,.12)}
.topbar .container{display:flex;align-items:center;justify-content:space-between;height:62px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--gold-light)}
.brand-mark{width:34px;height:34px;border:1px solid var(--gold);border-radius:4px;display:grid;place-items:center;font-weight:600;font-size:.85rem;letter-spacing:.04em}
.brand-name{font-weight:500;letter-spacing:.26em;font-size:.78rem;text-transform:uppercase}
.brand-ks{height:34px;width:auto}
.brand-word{height:11px;width:auto}
footer .brand-ks{height:40px}
footer .brand-word{height:13px}
.topbar .btn{padding:9px 16px;font-size:.88rem}

/* Hero */
.hero{background:radial-gradient(900px 420px at 85% 0%,rgba(201,162,74,.14),transparent 60%),linear-gradient(180deg,var(--navy-deep),var(--navy));color:var(--white);padding:72px 0 110px}
.hero{position:relative;overflow:hidden}
.hero-grid{position:relative;z-index:1}
.hero-grid > div{max-width:640px}
.wm-ks{position:absolute;right:-40px;top:50%;transform:translateY(-55%);height:118%;width:auto;opacity:.07;pointer-events:none}
.wm-word{position:absolute;left:50%;bottom:26px;transform:translateX(-50%);width:min(92%,1000px);height:auto;opacity:.07;pointer-events:none}
.hero h1{font-size:clamp(2rem,5.2vw,3.2rem);margin-bottom:18px}
.hero h1 span{color:var(--gold-light)}
.hero .lead{color:#C3CBDD;font-size:1.08rem}
.trust{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:26px;font-size:.88rem;color:#AEB8CF;list-style:none}
.trust li::before{content:"✓";color:var(--gold);margin-right:7px;font-weight:700}

/* Móvil de ejemplo */
.phone{justify-self:center;width:100%;max-width:330px;background:#0E1E42;border:1px solid rgba(226,199,127,.25);border-radius:28px;padding:16px;box-shadow:0 30px 60px rgba(0,0,0,.35)}
.phone-top{display:flex;align-items:center;gap:10px;padding:6px 6px 14px;border-bottom:1px solid rgba(255,255,255,.08)}
.phone-av{width:34px;height:34px;border-radius:50%;background:var(--gold);color:var(--navy-deep);display:grid;place-items:center;font-weight:700;font-size:.8rem}
.phone-top b{display:block;font-size:.9rem;font-weight:600}
.phone-top small{color:#8E9AB6;font-size:.75rem}
.chat{padding:16px 4px 6px;display:grid;gap:10px}
.msg{background:#1E3260;color:#E8ECF5;border-radius:12px 12px 12px 3px;padding:11px 13px;font-size:.88rem;max-width:88%}
.msg.out{justify-self:end;background:#E4F5E9;color:#14301F;border-radius:12px 12px 3px 12px}
.msg time{display:block;font-size:.68rem;opacity:.65;margin-top:4px;text-align:right}
.phone-note{text-align:center;font-size:.72rem;color:#8E9AB6;margin-top:10px;letter-spacing:.04em}

/* Problema */
.pains{display:grid;gap:0;margin-top:30px;border-top:1px solid var(--line)}
.pains li{list-style:none;padding:16px 0;border-bottom:1px solid var(--line);display:flex;gap:14px;align-items:baseline}
.pains li span{color:var(--gold);font-weight:600;font-size:.85rem;min-width:24px}
.solve{margin-top:24px;font-weight:600;color:var(--navy)}

/* Sectores */
.bg-cream{background:var(--cream)}
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin:26px 0 22px}
.tab{padding:9px 16px;border:1px solid #D9D4C8;border-radius:999px;background:var(--white);font:inherit;font-size:.9rem;font-weight:600;color:var(--muted);cursor:pointer;white-space:nowrap}
.tab:hover{border-color:var(--gold)}
.tab[aria-selected="true"]{background:var(--navy);border-color:var(--navy);color:var(--gold-light)}
.panel{display:none}
.panel.active{display:grid;gap:14px}
.item{background:var(--white);border:1px solid var(--line);border-radius:8px;padding:18px 20px}
.item p{color:var(--muted);margin:0;font-size:.95rem}
.other{margin-top:18px;font-size:.95rem;color:var(--muted)}
.other a{color:var(--navy);font-weight:600}

/* Proceso + por qué */
.steps{display:grid;gap:22px;margin-top:30px;counter-reset:s}
.step{border-top:2px solid var(--gold);padding-top:16px}
.step::before{counter-increment:s;content:"0" counter(s);display:block;font-size:.8rem;letter-spacing:.18em;color:var(--gold);font-weight:600;margin-bottom:6px}
.step p{color:var(--muted);font-size:.95rem;margin:0}
.me{margin-top:52px;display:grid;gap:26px;align-items:center;background:var(--navy);color:var(--white);border-radius:12px;padding:28px}
.avatar{width:100%;max-width:260px;aspect-ratio:4/5;border-radius:10px;border:1px solid rgba(226,199,127,.5);overflow:hidden;background:var(--navy-2)}
.avatar img{width:100%;height:100%;object-fit:cover}
.me h3{color:var(--gold-light);font-size:1.2rem}
.me p{color:#C3CBDD;font-size:.95rem;margin-top:4px}
.me.quien{margin-top:28px;align-items:start}
.me p strong{color:#fff}
.me p+p{margin-top:12px}
.promesa{margin:18px 0 14px;padding:14px 18px;border-left:3px solid var(--gold-light);background:rgba(226,199,127,.08);border-radius:0 10px 10px 0;color:#E9DFC4;font-size:1rem;line-height:1.55}
.promesa strong{color:var(--gold-light)}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px;list-style:none}
.pills li{border:1px solid rgba(226,199,127,.35);color:#E3E8F2;padding:5px 12px;border-radius:999px;font-size:.82rem}

/* FAQ */
.faq{margin-top:26px}
details{border-bottom:1px solid var(--line)}
summary{list-style:none;cursor:pointer;padding:18px 40px 18px 0;font-weight:600;color:var(--navy);position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--gold);font-weight:400}
details[open] summary::after{content:"–"}
details p{padding:0 0 18px;color:var(--muted);font-size:.95rem}

/* Contacto */
.contact{background:linear-gradient(180deg,var(--navy),var(--navy-deep));color:var(--white)}
.contact .lead{color:#C3CBDD}
.contact-grid{display:grid;gap:32px;margin-top:30px;align-items:start}
form{background:var(--white);color:var(--text);border-radius:12px;padding:26px}
.row2{display:grid;gap:0 14px}
.field{margin-bottom:14px}
label{display:block;font-weight:600;font-size:.88rem;margin-bottom:6px;color:var(--navy)}
label .opt{font-weight:400;color:var(--muted)}
input,select,textarea{width:100%;padding:12px 13px;border:1px solid #D9D4C8;border-radius:6px;font:inherit;font-size:16px;color:var(--text);background:var(--white)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,162,74,.18)}
textarea{min-height:96px;resize:vertical}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--muted);margin:4px 0 16px;font-weight:400}
.check input{width:18px;height:18px;margin-top:2px;flex-shrink:0;accent-color:var(--navy)}
.check a{color:var(--navy)}
.hp{position:absolute;left:-9999px}
.slot-hint{font-size:.82rem;color:var(--muted);margin:-4px 0 14px}
select:disabled{background:#F3F1EC;color:var(--muted)}
form .btn{width:100%}
.form-msg{display:none;margin-top:14px;padding:12px;border-radius:6px;font-size:.92rem}
.form-msg.ok{display:block;background:#E7F6EC;color:var(--ok)}
.form-msg.err{display:block;background:#FBEAEA;color:#8A2E2E}
.alt{display:grid;gap:22px}
.alt h3{color:var(--gold-light);font-size:1rem}
.alt p{color:#C3CBDD;font-size:.93rem}
.alt a.link{color:var(--gold-light);font-weight:600;word-break:break-all}

/* Footer */
footer{background:var(--navy-deep);color:#8E9AB6;padding:36px 0 96px;font-size:.86rem;border-top:1px solid rgba(226,199,127,.12)}
footer .container{display:grid;gap:16px}
footer .motto{color:var(--gold-light);letter-spacing:.2em;text-transform:uppercase;font-size:.72rem}
footer nav{display:flex;flex-wrap:wrap;gap:8px 20px}
footer button.linklike{background:none;border:0;color:#C3CBDD;font:inherit;cursor:pointer;text-decoration:underline;padding:0}

.social{display:flex;flex-wrap:wrap;gap:10px}
.social a{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(226,199,127,.45);border-radius:999px;padding:9px 16px;color:var(--gold-light);text-decoration:none;font-weight:600;font-size:.9rem;transition:background .2s,color .2s}
.social a:hover,.social a:focus-visible{background:var(--gold-light);color:var(--navy-deep)}
.social a span{font-weight:400;opacity:.8}
.iconos{display:flex;align-items:center;gap:10px}
.iconos a{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;border:1px solid rgba(226,199,127,.45);color:var(--gold-light);font-size:1.15rem;text-decoration:none;transition:background .2s,color .2s,border-color .2s}
.iconos a:hover,.iconos a:focus-visible{background:var(--gold-light);color:var(--navy-deep);border-color:var(--gold-light)}
@media(max-width:420px){.iconos{gap:8px}.iconos a{width:36px;height:36px;font-size:1.05rem}}
/* WhatsApp flotante */
.wa-float{position:fixed;right:18px;bottom:18px;z-index:60;width:56px;height:56px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 10px 24px rgba(0,0,0,.25)}
.wa-float svg{width:28px;height:28px}

/* Ventanas legales */
dialog{border:0;border-radius:12px;max-width:760px;width:calc(100% - 32px);max-height:85vh;padding:0;box-shadow:0 30px 80px rgba(0,0,0,.4)}
dialog::backdrop{background:rgba(6,15,36,.7)}
.dlg-head{position:sticky;top:0;background:var(--navy);color:var(--gold-light);padding:16px 20px;display:flex;justify-content:space-between;align-items:center}
.dlg-head button{background:none;border:0;color:var(--gold-light);font-size:1.6rem;cursor:pointer;line-height:1}
.dlg-body{padding:22px;font-size:.95rem;color:var(--text)}
.dlg-body h4{margin:18px 0 6px;color:var(--navy)}
.dlg-body p,.dlg-body li{margin-bottom:8px}
.dlg-body ul{padding-left:20px}
.draft{background:#FFF4D6;border:1px solid #E8C766;color:#6B5310;padding:12px 14px;border-radius:8px;font-weight:600;font-size:.9rem}

@media(min-width:780px){
  section{padding:88px 0}
  .hero{padding:96px 0 104px}
  .wm-ks{right:6%;opacity:.13}
  .hero{padding:110px 0 150px}
  .split{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}
  .pains{margin-top:0}
  .panel.active{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:repeat(4,1fr)}
  .me{grid-template-columns:240px 1fr;gap:40px;padding:36px}
  .faq-wrap{display:grid;grid-template-columns:1fr 1.6fr;gap:56px}
  .faq{margin-top:0}
  .contact-grid{grid-template-columns:1.5fr 1fr}
  .row2{grid-template-columns:1fr 1fr}
}
@media(max-width:520px){
  .brand-name{font-size:.68rem;letter-spacing:.18em}
  .btn-row .btn{width:100%}
  .topbar .btn{padding:8px 12px;font-size:.82rem}
}
/* Calculadora */
.calc{background:var(--navy);color:#fff}
.calc .lead{color:#c3cbe2}
.calc-grid{display:grid;gap:28px;margin-top:28px}
.calc-in{display:grid;gap:18px}
.calc-q{background:rgba(255,255,255,.04);border:1px solid rgba(226,199,127,.18);border-radius:10px;padding:16px 18px}
.calc-q label{display:flex;justify-content:space-between;gap:12px;font-size:.95rem;color:#e7ebf7;margin-bottom:10px}
.calc-q label b{color:var(--gold-light);font-variant-numeric:tabular-nums;white-space:nowrap}
.calc-q input[type=range]{width:100%;accent-color:var(--gold)}
.calc-q small{display:block;color:#8f9bc0;font-size:.8rem;margin-top:6px}
.calc-out{background:linear-gradient(160deg,#13254D,#060F24);border:1px solid rgba(226,199,127,.45);border-radius:14px;padding:26px 24px;align-self:start;position:sticky;top:20px}
.calc-out .big{font-size:clamp(2.4rem,7vw,3.4rem);font-weight:700;color:var(--gold-light);line-height:1.05;font-variant-numeric:tabular-nums}
.calc-out .sub{color:#c3cbe2;margin:6px 0 18px}
.calc-out ul{list-style:none;border-top:1px solid rgba(255,255,255,.12);padding-top:14px;margin-bottom:18px}
.calc-out li{display:flex;justify-content:space-between;gap:10px;font-size:.93rem;color:#dfe4f3;padding:5px 0}
.calc-out li b{font-variant-numeric:tabular-nums;color:#fff;white-space:nowrap}
.calc-out .nota{font-size:.78rem;color:#8f9bc0;margin-top:12px}
@media(min-width:880px){.calc-grid{grid-template-columns:1.15fr .85fr}}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}

.hero.sec{padding:56px 0 64px}
.hero.sec .crumb{font-size:.82rem;color:#8E9AB6;margin-bottom:14px}
.hero.sec .crumb a{color:#C3CBDD}
.grid2{display:grid;gap:14px;margin-top:26px}
.item h3{font-size:1.02rem;color:var(--navy);margin-bottom:4px}
.dia{display:grid;gap:16px;margin-top:26px}
.dia > div{border-radius:10px;padding:22px 24px}
.dia .antes{background:var(--white);border:1px solid var(--line)}
.dia .despues{background:var(--navy);color:#fff}
.dia h3{font-size:1rem;margin-bottom:10px}
.dia .antes h3{color:var(--muted)}
.dia .despues h3{color:var(--gold-light)}
.dia ul{list-style:none;display:grid;gap:8px;font-size:.95rem}
.dia .antes li::before{content:"✕  ";color:#B4534B;font-weight:700}
.dia .despues li::before{content:"✓  ";color:var(--gold-light);font-weight:700}
.dia .despues li{color:#D9DFEC}
.problema{font-size:1.05rem;color:var(--text);max-width:760px;margin-top:8px;line-height:1.7}
.cta-sec{background:linear-gradient(180deg,var(--navy),var(--navy-deep));color:#fff;text-align:center}
.cta-sec .lead{color:#C3CBDD;margin:0 auto}
.cta-sec .btn-row{justify-content:center}
.cta-sec .trust{justify-content:center;margin-top:18px}
.otros{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.otros a{border:1px solid var(--line);background:#fff;color:var(--navy);text-decoration:none;padding:7px 14px;border-radius:999px;font-size:.88rem}
.otros a:hover{border-color:var(--gold)}
footer .sectores a{color:#C3CBDD}
@media (min-width:760px){.grid2{grid-template-columns:1fr 1fr}.dia{grid-template-columns:1fr 1fr}}